Livestock Insurance in Kentucky
Livestock represent a significant investment and a critical part of farm operations. Livestock insurance helps protect against unexpected losses from accidents, injury, or other covered causes-providing financial stability when things don't go as planned. United Agency of Kentucky works with farm owners across Eastern Kentucky to build practical livestock coverage that fits how you operate.
Animals Commonly Covered
Coverage options vary by carrier and situation, but livestock insurance may be available for:
Cattle and beef herds
Dairy cattle
Poultry operations
Sheep and goats
Other scheduled farm animals
Policies are typically structured around individual animals or scheduled groups, depending on the operation size and type.
Common Causes of Loss
Livestock insurance is often designed to address losses from:
Accidental injury
Certain illnesses or sickness (policy-dependent)
Weather-related events
Fire or lightning
Transportation-related incidents (when properly endorsed)
Coverage details vary, so we'll walk through what's included-and what isn't-before you decide.

Scheduling & Valuation Explained
Most livestock policies require animals to be scheduled or grouped with stated values. These values may be based on:
Purchase price
Market value
Breed and age
Production purpose
We help ensure values are realistic and documented correctly so claims are handled smoothly if a loss occurs.
Building a Complete Farm Protection Plan
Livestock insurance often works best alongside:
Farm liability insurance
Farm property and barn coverage
Equipment and machinery coverage
Transit and trailer exposures
We'll help coordinate policies so there aren't gaps between animal, property, and liability risks.
Built for Eastern Kentucky Operations
Many farms in this region operate with small-to-mid-sized herds, mixed-use acreage, and limited immediate access to veterinary services. Coverage planning takes into account rural response times, storage conditions, and real-world operating practices.
What Helps Us Quote Accurately
To prepare a livestock insurance quote, we may ask for:
Animal counts and types
Estimated values or schedules
Purchase or sales records
Veterinary information (where applicable)
Housing and fencing details
Don't worry-if you don't have everything organized, we'll help you through it.
Protect Your Livestock Investment
Tell us what you raise and how your operation works. We'll map coverage options that make sense for your farm.



