Crop Insurance in Kentucky

Crop insurance helps protect farm income against losses caused by weather, natural disasters, and other covered events. Because programs, deadlines, and coverage options can be complex, guidance matters just as much as the policy itself. United Agency of Kentucky helps farmers navigate crop insurance step by step.

Frequently Asked Questions

  • When Is the Deadline to Buy Crop Insurance?

    Deadlines vary by crop and coverage type and are set well before planting. Missing a deadline can mean waiting an entire season for coverage, so early planning is essential.

A man and a woman are standing next to each other and smiling.

What Types of Crop Insurance Are Available?

Multi-Peril Crop Insurance (MPCI)

Covers a wide range of causes such as drought, excessive moisture, hail, and more. Often includes yield or revenue-based protection.

Crop Hail Insurance

Typically provides protection against hail damage and may be purchased separately or in addition to MPCI.

Yield Protection

Focuses on loss of yield due to covered events.

Revenue Protection

Protects against revenue loss from both reduced yield and price fluctuations.

We'll help determine which options apply to your crops and operation.

How Do Crop Insurance Claims Work?

If damage occurs, timing and documentation matter. In most cases you'll need to:

Notify your agent promptly

Document damage with photos and records

Keep production and acreage records

Follow guidance on adjuster inspections

We help coordinate the process so you know what to expect at each step.

Information Needed to Get Started

Black circle with a white check mark.

Crop type and acreage

Black circle with a white checkmark inside.

Planting history

Black circle with a white check mark.

Intended use (grain, forage, etc.)

Black circle with a white check mark.

Yield history (if available)

Black circle with white checkmark.

Location details

This information helps determine eligibility and coverage options.

A man and a woman are standing next to each other and smiling.

Records That Help

We recommend keeping:

Black circle with a white checkmark.

Planting and harvest dates

Black circle with a white checkmark inside.

Production records

Black circle with white checkmark.

Input receipts

Black circle with white checkmark.

Field maps or acreage reports

Good records make claims smoother and reduce delays.

Coverage for Eastern Kentucky Farms

Crop insurance planning here often reflects smaller acreage, mixed farming operations, and variable terrain. We tailor guidance to realistic production and regional conditions.

Get Guidance Before Deadlines Hit

Crop insurance isn't something to rush at the last minute. Let us help you understand options, deadlines, and paperwork ahead of time.