Bluegrass & the Knobs Area Insurance

Insurance solutions for rural Bluegrass communities and foothill towns across Eastern Kentucky.


United Agency of Kentucky proudly serves families, farms, and small businesses throughout the Bluegrass & the Knobs region-where rural living, commuting, and local enterprise all intersect.

Serving the Bluegrass & Knobs Region

This region blends rolling Bluegrass farmland with Knobs foothills and small-town communities. We work with clients across:

Black circle with white checkmark.

Flemingsburg and Fleming County (including Ewing and Elizaville)

Black circle with a white check mark.

Mt. Sterling, Jeffersonville, and Camargo in Montgomery County

Black circle with white checkmark.

Carlisle in Nicholas County

Black circle with a white checkmark inside.

Vanceburg and Tollesboro in Lewis County

Coverage needs here often span both rural and suburban exposures.

A man and a woman are standing next to each other and smiling.

Insurance Needs Across the Region

Black and white car icon.

Auto & Multi-Driver Households

Insurance for families with multiple vehicles, teen drivers, and daily commuting along regional travel corridors.

A simple outlined house with a door.

Home, Farm & Umbrella Insurance

Protection for homes, farms, and acreage-often paired with umbrella liability for added peace of mind.

Storefront icon.

Small Business & Contractor Coverage

Insurance for local service businesses, contractors, and trades supporting the regional economy.

Regional Considerations

Common factors shaping coverage decisions include:

Black circle with white checkmark.

Mixed rural and suburban exposure

Black circle with white checkmark.

Farm and property liability risks

Black circle with a white checkmark.

Travel corridors and commuting patterns

Black circle with white checkmark.

Multiple vehicles, equipment, and outbuildings on one property

Independent, Local Expertise

Working with United Agency of Kentucky means:

Black circle with white checkmark.

Access to multiple insurance carriers

Black circle with a white checkmark inside.

Coverage reviews to avoid gaps or overlap

Black circle with a white checkmark inside.

Plain-English guidance without pressure or jargon

Black circle with white checkmark.

Local insight backed by decades of experience

Areas We Serve

Black circle with a white checkmark inside, indicating approval or completion.

Fleming County

Black circle with a white checkmark.

Montgomery County

Black circle with a white check mark.

Nicholas County

Black circle with white checkmark.

Lewis County

Black circle with a white check mark.

Flemingsburg, Mt. Sterling, Carlisle, Vanceburg, and surrounding communities

Request a Personalized Quote for the Bluegrass & Knobs Region

Let's build coverage that reflects how you live, work, and travel across Eastern Kentucky.