Surety Bonds in Kentucky
Surety bonds are often required to get licensed, win contracts, or comply with regulations. United Agency of Kentucky helps businesses secure the right bond quickly - without confusion about what's required.
A Simple Three-Party Guarantee
A surety bond involves three parties:
Principal: You, the business or individual needing the bond
Obligee: The entity requiring the bond (state, city, client)
Surety: The company that guarantees the obligation
If a valid claim is made, the surety may pay - but the principal is typically responsible for repayment. Bonds are not insurance for the bonded party; they are a financial guarantee

Bonds We Help Place Most Often
Contractor Bonds
Required for many construction and trade licenses or project bids.
License & Permit Bonds
Needed for certain regulated professions and business licenses.
Performance & Payment Bonds
Common for larger projects to guarantee work completion and payment to subcontractors.
Auto Dealer Bonds
Required for licensed auto dealers in Kentucky.
Notary Bonds
Required for commissioned notaries.
Fidelity Bonds
Protect businesses from employee theft or dishonest acts.
Timeline & What We'll Need
Many common bonds can be issued quickly once we have:
Business or individual name
License or bond type
Required bond amount
Obligee information
Some bonds - especially higher-dollar or performance bonds - may require additional financial details. We'll let you know upfront what's needed and why.
Avoid Delays and Rejections
Bond requirements can be specific, and choosing the wrong bond can delay licensing or contracts. We help confirm:
The correct bond type
Exact bond wording
Proper obligee name
Required limits
This accuracy saves time and prevents rework.
Supporting Contractors & Regulated Businesses
We regularly assist contractors, trades, and regulated businesses across Eastern Kentucky that need bonds for jobs, bids, or licensing - often on tight timelines.
Get the Right Bond - Quickly
Whether you need a contractor bond, license bond, or specialty bond, we'll guide you to the correct option and get it issued efficiently.



