Red River Gorge Area Insurance

Insurance designed for cabins, rentals, and rural properties in one of Kentucky's most visited regions.


United Agency of Kentucky helps property owners and residents across the Red River Gorge area protect homes, rentals, and recreational risks with coverage tailored to how properties are actually used.

Insurance for the Red River Gorge Region

The Gorge lifestyle is unique-mixing outdoor recreation, tourism, and rural living. We regularly serve clients in:

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Campton and Hazel Green (Wolfe County)

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Stanton and Clay City (Powell County)

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Frenchburg (Menifee County)

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Beattyville (Lee County)

Many properties here are cabins, vacation homes, or short-term rentals with different insurance needs than a primary residence.

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Coverage Types Commonly Needed

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Vacation & Secondary Home Insurance

Policies structured for part-time occupancy and seasonal use.

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Liability Coverage for Guests

Important for cabins, short-term rentals, and frequent visitors.

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Auto, ATV & Recreational Insurance

Coverage for vehicles and off-road equipment commonly used in the area.

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Umbrella Insurance

Extra liability protection for higher visitor traffic and recreational exposure.

Unique Risks in the Gorge Area

Insurance planning here often accounts for:

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High visitor and tourist traffic

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Property vacancy between stays

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Outdoor and recreational liability risks

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Weather exposure in wooded and hillside locations

Local, Independent Support

We provide:

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Tailored policies based on actual property use

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Flexible carrier options for non-standard risks

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Hands-on policy reviews before and after purchase

Towns & Counties Served

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Powell County

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Wolfe County

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Menifee County

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Lee County

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Stanton, Campton, Frenchburg, Beattyville, and surrounding communities

Get a Quote Tailored to How the Property Is Used

Whether the property is personal, seasonal, or rented to guests, we'll help match coverage to real-world use-not assumptions.